Grab your yellow pad! I'm going to give you the run down of things that will be needed for a pre- approval. So make sure you bring these things when your meeting with your loan officer.
- Copy of driver license & social security card for all borrowers
- Most recent ONE full month's pay stubs
- Most recent TWO years W-2's
- Most recent TWO month's bank statements (all pages)
- Residence (and landlord) addresses- past 2 years
- Addresses & loan information on real estate owned
- Name, addresses, account numbers, balances & monthly payments on all open loans or credit cards
- 401k/ retirement statement (all pages0 (if you wish to include as an asset)
- Name & phone number of your homeowner's insurance agent
- Check for credit report & appraisal
- VA loan: VA certificate of eligibility or DD214
- If applicable, any divorce decrees and discharge of bankruptcy papers
- If self- employed, see your loan officer for requirements
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