Once upon a time, buyers found their dream home and then went in search of a mortgage. The market is more competitive today. Buyers who arrange their financing first have a distinct advantage.
The pre-approval process will benefit you in the following ways:
- You will know in advance what your payments will be.
- You will have an estimate of your closing cost.
- You will not waste your precious time considering homes you cannot afford.
- You can select the best loan package without being under pressure.
- Sellers will find your offer to purchase more favorable if they know in advance of your ability to secure financing.
- You will have peace of mind.
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